Know your credit, Get the right
direction and make it the best. guide
and make it the best.
How it works
Three simple steps to see and improve your credit.
Sign Up
Create your account and choose a plan. We only pull your report after you subscribe.
See Your Score & Report
View your score and report in plain language—no jargon. We explain everything clearly.
Improve Over Time
Get weekly tips and monthly score updates so you can track your progress.
Choose your plan
Start with a 3-day trial or go straight to Plus or Premium. Cancel anytime.
Starter
- TransUnion credit score & report
- Monthly score updates
- Plain-language report summary
- After 3-day trial: Premium plan at $39.99/month
Plus
- TransUnion credit score & report
- Monthly score updates
- Credit monitoring & alerts
- Personalized improvement tips
- AI-powered report explanations
Premium
- Everything in Plus
- Priority support
- Quarterly score trend reports
- Dispute letter templates & guidance
- Identity theft monitoring alerts
Why Choose SafeScore?
Smart, personalized guidance powered by AI so you know exactly what to do next and why it matters.
- AI explains your report in plain language—no jargon or fine print
- Personalized tips ranked by impact so you fix what helps most first
- TransUnion credit score & report with monthly updates
- AI suggests next best actions based on your unique situation
- Track your progress with insights that adapt as your score changes
- Secure, FCRA-oriented—your data stays private and protected
See What Our Customers Say
Real stories from people who took control of their credit.
Your Rights & Disputes
Under the Fair Credit Reporting Act (FCRA), you have the right to know what’s in your file and to dispute inaccuracies. We support your rights.
- Free report. You can request a free copy of your credit report from each nationwide bureau once every 12 months at annualcreditreport.com.
- Dispute errors. If you find mistakes on your report, you have the right to dispute them directly with the credit reporting agencies (TransUnion, Equifax, Experian). We do not fix or change your report—only the bureaus can update it.
- Education, not repair. We provide your TransUnion score and report plus clear explanations and tips. We are not a credit repair company and do not remove accurate information from your report.
- Your data, your control. We use your information only to request and show your own credit report. We follow FCRA guidelines and do not sell your data.
Frequently Asked Questions
Quick answers to common questions about your credit score and our service.
No. When you check your score through our service, it's a soft inquiry and does not impact your credit score. We use your information only to fetch and display your report.
Your TransUnion score and report are refreshed monthly. You'll also get weekly tips to help you improve, so you can track your progress over time.
You get access to your TransUnion credit score and full report, clear AI-powered explanations in plain language, personalized tips ranked by impact, and monthly updates plus weekly improvement suggestions.
Yes. We use bank-level encryption and follow FCRA guidelines. Your data is never sold. You can cancel your subscription anytime.
Yes. You can cancel your subscription at any time. There are no long-term contracts or surprise charges.
Under the FCRA, you have the right to dispute inaccurate information directly with the credit reporting agencies. Disputes must be filed with TransUnion, Equifax, or Experian—we cannot change your report. See our Consumer Rights page for links and more information.
No. We are not a credit repair company. We provide access to your TransUnion credit score and report, explain them in plain language, and offer educational tips. We cannot remove or alter items on your report; only the credit bureaus can update information after you dispute it.
Ready to see where you stand?
Get your credit score and report in minutes.
Check your score with no impact—soft inquiry only. Bank-level security, your data never sold. Cancel anytime. Take control of your credit today.
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